Contributor : Profile
nirupama.kulkarni@cafral.org.inNirupama is a Research Director at the Centre for Advanced Financial Research and Learning (CAFRAL), which is promoted by the Reserve Bank of India (RBI). She is an applied economist with interests across banking, corporate finance, household finance, and real estate. She is particularly interested in how government intervention influences bank, borrower, and household decisions. Her research interests include banking, corporate finance, household finance, and real estate.
Posts by Nirupama Kulkarni
Unearthing “zombies” in the Indian corporate sector
The secular rise of "zombie" borrowers – insolvent firms sustained by continued extension of credit by complicit banks – is a source of concern as these firms tie up productive workers and capital...
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Nirupama Kulkarni S. K. Ritadhi Siddharth Vij Katherine Waldock 
04 August, 2020
- Articles
State Ownership and Systemic Risk: Evidence from the Indian Financial Sector During 2007-09
The study analyses the performance of banks in India during 2007-09 in order to study the impact of ownership structure on bank vulnerability to a crisis.
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Viral Acharya Nirupama Kulkarni
- 01 April, 2011
- IGC Research on India