Tag Search: “banking”
Can bank account-based payments boost savings?
?The Finance Ministry plans to focus on mobilising savings in the next phase of PMJDY, the financial inclusion scheme. This column presents results from an experiment in Chhattisgarh, which tests whe...
- Vincent Somville Lore Vandewalle
- 06 April, 2015
- Articles
The financial inclusion agenda and Aadhaar
The central government is pushing financial inclusion in a big way. In this article, MS Sriram discusses the role of identity in financial inclusion, and the importance of Aadhaar in this context. He...
- MS Sriram
- 18 March, 2015
- Perspectives
Foreign Fund Flows and Stock Returns: Evidence from India
This project studies the impact of foreign institutional investor (FII) flows on stock returns in India. It exploits stock-level daily trading data for FII purchases and FII sales to separate stocks i...
- Viral Acharya V Ravi Anshuman
- 31 January, 2015
- IGC Research on India
Financial literacy: When, what and how
The need for financial literacy and its importance for financial inclusion have been widely recognised. Based on various research studies on financial literacy initiatives, this column outlines finan...
- Parul Agarwal
- 05 January, 2015
- Articles
From tapering to tightening: The impact of the Fed's exit on India
India was among the hardest hit by the Fed’s ‘taper talks’. This column argues that this impact was large for two reasons. First, India received huge capital flows before. This had made it a convenie...
- Kaushik Basu Barry Eichengreen Poonam Gupta
- 27 November, 2014
- Articles
Challenges and priorities for financial sector reform in India
I4I Editor Nirvikar Singh (Professor, University of California, Santa Cruz) interviews K.P. Krishnan (Former Additional Secretary, Department of Economic Affairs, Ministry of Finance) on the central ...
- K.P. Krishnan Nirvikar Singh
- 17 November, 2014
- Perspectives
How well does DBT work on the ground?
PM Modi has emphasised fast-tracking roll-out of the Adhaar-based Direct Benefits Transfer programme. In this note, Sweta Trayambak – who has worked with the district administration of Ramgarh in Jha...
- Sweta Trayambak
- 04 August, 2014
- Notes from the Field
A unique, informal banking system of rickshaw drivers in cities
Seasonal, rural migrants that drive rickshaws in cities have little or no access to formal financial institutions. Based on a survey of over 100 rickshaw drivers in Delhi, this article highlights a un...
- Garima Agarwal Shashank Bhatt Skand Goel Arushi Kaushik
- 04 June, 2014
- Notes from the Field
Migrating out of poverty: The role of finance
Financial liberalisation has been controversial as it is not clear whom the expanded credit allocation actually benefits. Using variation across time and states in India, this column finds strong evid...
- Meghana Ayyagiri Thorsten Beck Mohammad Hoseini
- 13 September, 2013
- Articles
Does caste influence access to agricultural loans in rural India?
Increasing access to agricultural credit in rural India is a major policy priority. This column examines whether farmers’ access to formal agricultural loans depends on their caste. It is found that w...
- Sunil Mitra Kumar
- 03 June, 2013
- Articles
Foreign investors under stress: Evidence at the firm level
Emerging market policymakers have been concerned about the financial stability implications of financial globalisation. These concerns are focussed particularly on behaviour under stressed conditions.
- Ila Patnaik Ajay Shah Nirvikar Singh
- 01 March, 2013
- IGC Research on India
Helping the poor to save
Do poor people save? This column portrays the saving and financial behaviours and preferences of the poor. It recommends designing and marketing savings products that address the constraints they curr...
- Parul Agarwal Deepti KC Mudita Tiwari
- 23 January, 2013
- Articles