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Ashok Kotwal
On demonetisation
Posted on: 23 Dec 2016
On the evening of 8 November, the Prime Minister announced on national television that Rs. ... read on »
Introduction to e-Symposium: The GDP conundrum
Posted on: 16 Nov 2016
Ever since India’s Central Statistical Organisation came out with the new GDP series with ... read on »
Introduction to e-Symposium: The idea of a universal basic income in the Indian context
Posted on: 26 Sep 2016
The idea of an unconditional basic income given to all citizens by the State, has caught o ... read on »
Introduction to e-Symposium: Ideas for reforms in education policy in India
Posted on: 18 Nov 2015
A New Education Policy is being formulated in India based on a time-bound grassroots consu ... read on »

Tag: insurance

Why is labour mobility in India so low?
Kaivan Munshi , Mark Rosenzweig
Posted on: 04 Jul 2016
Topics:   Jobs


Rural-to-urban migration is surprisingly low in India, compared with other large developing countries, leaving higher paying job opportunities unexploited. This column shows that well-functioning rural insurance networks are partly responsible, as they incentivise adult males to remain in villages. Policies that provide private credit to wealthy households or government safety nets to poor households would encourage greater labour mobility, but could have unintended distributional consequences.
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Public health insurance for tertiary diseases: Lessons from Andhra’s Aarogyasri programme
Sisir Debnath , Tarun Jain
Posted on: 12 Apr 2016
Topics:   Health


Private health insurance covering tertiary diseases is limited to the upper middle class in India. One reason for low take-up of publicly-financed health insurance among economically weaker sections is that treatment of tertiary diseases relies critically on specific information on facilities and treatment options. This column presents evidence from Andhra’s Aarogyasri programme suggesting that community networks might be an important channel through which such information is obtained.
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Willingness to pay for index-based crop microinsurance in India
Janani Ramasubramanian
Posted on: 22 Apr 2013
Topics:   Finance , Agriculture


Given the significance of the agricultural sector in India and its vulnerability, an adequate and sustainable risk management system is critical. However, uptake of microinsurance is quite low. This column presents research that shows that while there is awareness regarding market-based formal insurance schemes, people continue to be more comfortable relying on own savings or informal borrowing, which can only help manage small shocks or losses.
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