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Ashok Kotwal
On demonetisation
Posted on: 23 Dec 2016
On the evening of 8 November, the Prime Minister announced on national television that Rs. ... read on »
A symposium on Piketty: Introduction
Posted on: 15 Jun 2015
Thomas Piketty’s book on ´Capital in the Twenty First Century’ has made waves. The f ... read on »
Emerging challenges: Economic and social
Posted on: 06 Aug 2014
To mark the second anniversary of I4I in July 2014, we invited two eminent scholars – Abhi ... read on »

Tag: financial inclusion

Assessing the impact of demonetisation through the gender lens
Mitali Nikore
Posted on: 04 Jan 2017

In this article, Mitali Nikore, Senior Consultant at PwC India, highlights how demonetisation is impacting women differentially, and offers policy suggestions on how the negative effects can be mitigated.
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Policymaking in the ‘grey zone’?
Prerna Mukharya
Posted on: 17 Nov 2016

Prerna Mukharya, Founder of Outline India – a social enterprise that focuses on data collection, impact assessments and evaluation studies, predominantly working with rural populations in remote areas – discusses the impact of the currency ban on their work.
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Panel Discussion: Two years of Modi government
Pranab Bardhan , Parikshit Ghosh , Pratap Bhanu Mehta , Mihir Sharma
Posted on: 29 Aug 2016
Topics:   Political Economy


In  a panel discussion organised to mark the 4th anniversary of Ideas for India, I4I Editor Parikshit Ghosh (Delhi School of Economics) moderates a discussion on ‘Two years of Modi government’ among Pranab Bardhan (University of California, Berkeley), Mihir Sharma (Bloomberg View) and Pratap Bhanu Mehta (Centre for Policy Research), encompassing issues related to policy and governance; corruption; manufacturing; social sector; and social and cultural issues.
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The first two years of Modi government
Pranab Bardhan
Posted on: 11 May 2016
Topics:   Political Economy


In this article, Pranab Bardhan, Professor of Graduate School at the Department of Economics, University of California, Berkeley, provides his perspective on the performance of the Modi government in its first two years in office.
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How doorstep banking increased savings and income in Sri Lanka
Michael Callen , Suresh de Mel , Craig McIntosh , Christopher Woodruff
Posted on: 30 Mar 2016

Recent findings in development economics indicate that microloans are likely to perform best when accompanied by financial education, insurance, and savings products. This column presents evidence from an experiment in Sri Lanka, which involved offering saving accounts with door-to-door deposit collection services to otherwise unbanked rural households. It suggests that the programme incentivised participants to increase savings by increasing their income.
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Beyond leaky pipes: Fixing enrolment systems of welfare schemes
Shrayana Bhattacharya , Soumya Kapoor Mehta , Rinku Murgai
Posted on: 09 Dec 2015

Policy initiatives of JAM (Jan Dhan Yojana, Aadhaar, Mobile numbers) trinity and direct benefit transfer focus on unclogging the supply of benefits under welfare schemes by reducing payment leakages. This column shows that bottlenecks to the entry of deserving beneficiaries into such schemes and misallocation of resources to the ineligible are even more significant, and deserve similarly high-profiled attention.
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JAM and the pursuit of nirvana
Jean Drèze
Posted on: 13 Nov 2015

The Finance Ministry is proposing to roll all subsidies into a single, lump-sum cash transfer to households, on the back of the JAM (Jan Dhan Yojana, Aadhaar, Mobile numbers) trinity. In this article, Jean Drèze, Honorary Professor at the Delhi School of Economics, argues that a single-minded focus on high-tech cash transfers as a foundation for social policy in India is fraught with dangers.
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Modi’s economic reforms: Foundation laid but time running out
Eswar Prasad
Posted on: 27 Feb 2015

Anticipation is running high that the Modi government will announce sweeping economic reforms in their first full-year budget, especially since their tenure so far has been bereft of any dramatic changes. In this article, Eswar Prasad, Senior Professor of Trade Policy, Cornell University, contends that Modi has laid a good foundation for reforms in his first nine months in office. But the hard work still lies ahead and time is running out.
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An economist’s view on the new government’s initiatives
Pranab Bardhan
Posted on: 19 Dec 2014
Topics:   Finance


In this article, Pranab Bardhan, Professor of Economics, University of California, Berkeley, provides his perspective on some of the initiatives of the new Indian government at the centre in their first six months in office – Swachh Bharat Abhiyan, Jan Dhan Yojana, ‘Make in India’ campaign, and the proposed changes to MNREGA. In his view, inefficient subsidies must give way to a basic monthly income for all citizens.
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India’s macroeconomic outlook
Eswar Prasad
Posted on: 16 Dec 2014

With falling inflation, high forex reserves and the new government embarking on a broad reform agenda, things seem to be looking up for India. In this article, Eswar Prasad shares his macroeconomic outlook for the economy. He provides his perspective on foreign inflows, disinvestment, fiscal position, the reform agenda, and escaping the low-growth trap.
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Migrating out of poverty: The role of finance
Meghana Ayyagiri , Thorsten Beck , Mohammad Hoseini
Posted on: 13 Sep 2013

Financial liberalisation has been controversial as it is not clear whom the expanded credit allocation actually benefits. Using variation across time and states in India, this column finds strong evidence that financial deepening reduces rural poverty, especially among the self-employed. Financial deepening is also found to be associated with an inter-state migration trend from rural areas into the tertiary sector in urban areas.
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