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Mrinal Mishra | Ideas for India

Mrinal Mishra
University of Zurich
Mrinal Mishra is pursuing a Ph.D. in finance from the University of Zurich and Swiss Finance Institute. His research interests lie in banking, contract theory, and empirical asset pricing. He worked with ZS Associates, Deutsche Bank, and ICICI’s Treasury before joining the Indian School of Business (ISB) as a researcher in finance. He holds a B.Tech. degree from Indian Institute of Technology (IIT), Kharagpur, and has completed a Post-Graduate Programme in Management from Indian Institute of Management (IIM), Indore. He is a fitness enthusiast and likes to build data products in his spare time.

Articles By Mrinal Mishra
How agricultural debt waiver impacts beneficiary households
Posted On: 02 Feb 2017

Topics:   Finance , Agriculture

How a large-scale and unanticipated debt-relief programme impacts beneficiary households is a question that has not been clearly answered by the existing literature. This column analyses the impact of India’s Agricultural Debt Waiver and Debt Relief Scheme of 2008. It finds that beneficiary households increase precautionary savings by increasing investment in jewellery as they anticipate higher credit constraints in the post-waiver period. Consumption levels remain unaffected.
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