Somdeep Chatterjee is an Assistant Professor in the Business Environment (Economics) Group at IIM Lucknow. Prior to this he was an Assistant Professor of Economics at FLAME University in Pune. He has a Ph.D. in Economics from the University of Houston. His research is in the field of empirical microeconomics and he is interested in issues in developing economies ranging from the study of anti-poverty policies to other applications in the fields of development, labour, education, and political economy. He also holds Master's and Bachelor's degrees in Economics from Jadavpur University, Kolkata. Further details about his research-in-progress and publications can be found here: https://sites.google.com/site/somdeepuh/research
Kisan Credit Card programme: Expanded access to credit or expansion of credit?
03 Nov 2016
Kisan Credit Card programme - a key reform in agricultural lending in India - has been operational for almost 20 years now. However, there is little empirical evidence of its impact on intended beneficiaries. This column finds that the programme has had significant positive impact on agricultural production and technology adoption. It is likely that the channel is enhanced borrowing ability of the already unconstrained, rather than expanded access to credit.
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