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Bappaditya Mukhopadhyay
Great Lakes Institute of Management
bappa.m@greatlakes.edu.in
Bappaditya Mukhopadhyay is Professor of Economics and Finance at the Great Lakes Institute of Management. His current research interests lie in financial economics and development economics. He completed his Ph.D. from Indian Statistical Institute in 2002.
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Articles By Bappaditya Mukhopadhyay
Going cashless but thinking cash?
Posted On: 20 Nov 2016


In this article, Bappaditya Mukhopadhyay, Professor of Economics and Finance at the Great Lakes Institute of Management, contends that switching from a predominantly cash-based to cashless economy needs a positive, exogenous shock and the recent currency ban could be the perfect opportunity for that. To give India’s cashless economy the push it needs, the government could allow mobile and other digital payment platforms to accept deposits in demonetised notes.
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Achieving financial inclusion: Going cashless
Posted On: 06 Apr 2016

Topics:   Finance

A World Bank survey reveals that while about half of all individuals in India had bank accounts in 2014, only 12% had made a cashless transaction in the past year. In this article, Bappaditya Mukhopadhyay, Professor of Economics and Finance at the Great Lakes Institute of Management, contends that cashless transactions can be encouraged by ensuring that payments – beyond government transfers - are made directly into the bank accounts of recipients.
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Cash to cashless
Posted On: 30 Nov 2015

Topics:   Finance
Tags:   banking

The RBI is in discussion with the government on ways to reduce cash usage in the economy and to promote the use of cashless instruments. This column presents results from a study that estimates the extent of cashless transactions in the economy, and analyses the enabling factors and bottlenecks.
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