Siddharth Vij | Ideas for India

Siddharth Vij
New York University
Siddharth Vij is a doctoral student in Finance at New York University’s Stern School of Business. His research interests are in banking, corporate finance and emerging markets. Prior to his graduate studies, he was a researcher at the Centre for Analytical Finance at Indian School of Business, Hyderabad. He holds a Post Graduate Diploma in Management from Indian Institute of Management, Bangalore and a Bachelor's (Electrical and Electronics Engineering) from National Institute of Technology, Karnataka.  

Articles By Siddharth Vij
Are banks responsive to credit demand shocks in rural India?
Posted On: 05 Oct 2015

Topics:   Finance

The output of Kharif crops is estimated to decrease by about 2% this year due to deficient monsoon rains in some Indian states. How responsive are commercial banks to a credit demand shock in rural India? Analysing data on rainfall and agricultural credit during 1993-2010, this column finds that banks increase the supply of agricultural credit to farmers following a drought, but that the additional credit is directed towards existing customers.
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