Vincent Somville
Chr. Michelsen Institute
Dr Vincent Somville is a Senior Researcher at the Chr. Michelsen Institute, Norway. He is also an associate member of the European Development Network and is affiliated to The Choice Lab at the Norwegian School of Economics. He specialises in development and behavioural economics, with a focus on microfinance and entrepreneurship. Current projects include financial inclusion programmes in India and entrepreneurship for young women in Tanzania.
Articles By Vincent Somville
Can bank account-based payments boost savings?
Posted On: 06 Apr 2015

Topics:   Finance

?The Finance Ministry plans to focus on mobilising savings in the next phase of PMJDY, the financial inclusion scheme. This column presents results from an experiment in Chhattisgarh, which tests whether the method of payment of wages and other transfers affects household finances. It finds that people that are paid through their bank account save more than those that are paid in cash.
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