Skand Goel did his Bachelor's in Economics from St. Stephen's College, University of Delhi and Masters in Economics from the Delhi School of Economics. He currently works as a research assistant at the Planning and Policy Research Unit, Indian Statistical Institute, Delhi and will begin a Ph.D. in Economics at New York University in Fall 2014.
A unique, informal banking system of rickshaw drivers in cities
04 Jun 2014
Seasonal, rural migrants that drive rickshaws in cities have little or no access to formal financial institutions. Based on a survey of over 100 rickshaw drivers in Delhi, this article highlights a unique mechanism used by the drivers for remitting earnings to their families back in villages, obtaining short-term loans, and managing their savings.
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