Garima Agarwal received her B.A. in Economics from St Stephen’s College, Delhi University and a Masters in Economics from the Delhi School of Economics. She has interned with a development consultancy and worked in the analytics industry for a while. Her research interests include development economics, impact evaluation and gender issues. She plans to join a Ph.D. programme soon.
A unique, informal banking system of rickshaw drivers in cities
04 Jun 2014
Seasonal, rural migrants that drive rickshaws in cities have little or no access to formal financial institutions. Based on a survey of over 100 rickshaw drivers in Delhi, this article highlights a unique mechanism used by the drivers for remitting earnings to their families back in villages, obtaining short-term loans, and managing their savings.
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