Feedback
Renuka Sane | Ideas for India

Renuka Sane
National Institute of Public Finance and Policy
renuka.sane@nipfp.org.in
Renuka Sane is an Associate Professor at the National Institute of Public Finance and Policy (NIPFP). Her research interests are in household finance, especially on household choice in financial instruments such as credit, pensions, insurance and equity markets, as well as consumer protection in finance. She is also interested in research and policy on the criminal justice system in India.


Articles By Renuka Sane
Stock market participation in the aftermath of an accounting scandal
Posted On: 30 Aug 2017

Topics:   Finance
Tags:  

An emerging literature shows that exposure of fraud in the corporate sector leads to a fall in trust on part of households and decline in their stock market participation. Analysing data on daily investor account holdings from India, this column finds that contrary to international experience, an event such as the Satyam scandal did not have a big impact on investor activity.
read on »

The size of personal bank credit in India
Posted On: 10 May 2017


In May 2016, the Insolvency and Bankruptcy Code law was passed by Indian Parliament and received presidential assent. The law consists of provisions for both corporate and personal insolvency. However, only the corporate insolvency provisions are being implemented. In this article, Sane and Sharma focus on personal credit extended by banks with a view to informing policy actions on personal insolvency provisions of the Code.
read on »

Estimating losses to consumers due to mis-sold life insurance policies
Posted On: 19 Feb 2014

Topics:   Finance
Tags:   insurance

Mis-selling of financial products has prompted regulators in India to work on consumer protection in financial markets. However, evidence on actual mechanisms and extent of mis-selling is lacking. This column estimates losses to consumers owing to mis-selling of Unit Linked Insurance Products in India between 2004-2005 and 2009-2010 – one of the biggest episodes of malpractice in the country’s finance sector.
read on »

Most Read

Twitter Feed