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Renuka Sane
Indian Statistical Institute
renuka@saner.org.in
Renuka Sane is Visiting Scientist at the Indian Statistical Institute, Delhi. Prior to this she worked at the Finance Research Group at the Indira Gandhi Institute for Development Research (IGIDR). Her research interests include pensions, household finance and firm financing. She has a Ph.D. in Economics from the University of New South Wales, Australia. 

Articles By Renuka Sane
Estimating losses to consumers due to mis-sold life insurance policies
Posted On: 19 Feb 2014

Topics:   Finance
Tags:   insurance

Mis-selling of financial products has prompted regulators in India to work on consumer protection in financial markets. However, evidence on actual mechanisms and extent of mis-selling is lacking. This column estimates losses to consumers owing to mis-selling of Unit Linked Insurance Products in India between 2004-2005 and 2009-2010 – one of the biggest episodes of malpractice in the country’s finance sector.
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