Misha Sharma
Misha is a research associate at Centre for Micro Finance, IFMR Research and is currently working on a long-term impact evaluation study that assesses the impact of providing microfinance loans to self-help groups on the livelihood of rural women. She is also engaged in several short term studies on topics of agricultural finance and the Indian gold loan market. Prior to this, she worked with Goldman Sachs in Bangalore as an operations analyst for two years. Misha completed her undergraduate studies in economics from Stella Maris College, Chennai and has a Masters in economics from University of Edinburgh. 
Articles By Misha Sharma
Changing dynamics of the Indian gold market
Posted On: 13 Jan 2014

The demand for gold and its import have been on the rise in India, despite rising gold prices. The RBI has responded by introducing various measures to curb the demand for gold and gold loans. This column discusses the implications of these measures, and suggests complementing such curbs with innovative financial products that can act as substitutes for gold loans.
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