Sunil Mitra Kumar has a Ph.D. in economics from the University of East Anglia, Norwich. His research interests are in the areas of development, political economy and education. Prior to his Ph.D., Sunil worked for three years in the Social Initiatives Group of ICICI Bank.
Does caste influence access to agricultural loans in rural India?
03 Jun 2013
Increasing access to agricultural credit in rural India is a major policy priority. This column examines whether farmers’ access to formal agricultural loans depends on their caste. It is found that while commercial banks do not discriminate against lower caste farmers in lending, cooperative banks do as they are prone to interest-group capture at the local level.
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