Mudita Tiwari
IFMR Research
Mudita holds a Masters in Public Policy and a Masters in Public Health (Epidemiology/Biostatics) from University of California, Berkeley, and B.B.A in Information Technology from Cleveland State University. Prior to CMF, Mudita worked on analysing public health policy issues in India and other low- and middle-income countries, and with grass roots NGOs working on financial inclusion and education of women. She has also worked for the private sector as a Business Analyst and IT Auditor. At CMF, she is working on research evaluating the impact of microfinance, financial inclusion and financial literacy programs, and agricultural financing programs in states of Uttar Pradesh, Bihar, Maharashtra, Punjab, Tamil Nadu, and West Bengal.  
Articles By Mudita Tiwari
Financial inclusion of women: Myth or reality?
Posted On: 04 Jul 2014

Topics:   Finance , Gender

Research indicates that initiatives targeted at financial inclusion of women have had limited success. This column contends that limited formal ownership of material assets by women and a lack of understanding of their socio-economic and cultural constraints are key explanations. It recommends innovative measures to promote financial inclusion and entrepreneurship among women.
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Helping the poor to save
Posted On: 23 Jan 2013

Do poor people save? This column portrays the saving and financial behaviours and preferences of the poor. It recommends designing and marketing savings products that address the constraints they currently face.
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