Finance
 
Policymaking in the ‘grey zone’?
Prerna Mukharya
Posted on: 17 Nov 2016

Prerna Mukharya, Founder of Outline India – a social enterprise that focuses on data collection, impact assessments and evaluation studies, predominantly working with rural populations in remote areas – discusses the impact of the currency ban on their work.
read on »
Demonetisation and rural cooperative banks
Ajay Vir Jakhar
Posted on: 22 Nov 2016

The RBI has barred rural cooperative banks from exchanging or accepting the denotified Rs. 1,000 and 500 notes. In this article, Ajay Vir Jakhar of Bharat Krishak Samaj - a non-partisan association of farmers - argues that if rural cooperative banks sink, so will farmers.
read on »
A five-minute loan to unlock micro-entrepreneurship in India
Vibhor Goyal , Niloufer Memon , Varad Pande
Posted on: 11 Jan 2017
Topics:   Finance

Micro-entrepreneurs are grossly underserved by traditional lenders, as they typically do not have collateral or credit histories to make them creditworthy. In this article, Pande, Memon and Goyal of Dalberg Global Development Advisors, describe how digital infrastructure created by ‘India Stack’ can help provide paperless, presence-less, and cashless credit to micro-entrepreneurs, in a way that is sustainable for lenders.
read on »
Real estate cross-subsidisation for infrastructure financing: A precarious solution for urban development?
Meenakshi Sinha
Posted on: 08 Jan 2018

A means of urban development financing that has emerged in Indian cities is real estate cross-subsidisation, whereby land along the mass rapid transit system corridors is offered to private developers for commercial real estate projects, which can then be sold to generate revenue. Based on case studies in Karnataka and Kerala, Meenakshi Sinha provides insights into some of the governance challenges associated with such processes.
read on »